401(k) Management Services



401(k) Management Services

What's in YOUR 401(k)? Most people are either too busy, uninterested, or lack the tools and expertise to effective manage their 401(k) plan. If that is you, or if you are simply looking at ways to do better in your 401(k), then let's talk.

Our 401(k) Management Services allow us to directly manage your 401(k) plan assets for you. We trade in your account based on a custom strategy that we design for you, making sure that your allocation changes happen on a timely basis.

How do we do it?  We create a customized fund ranking based on the mutual fund options in your plan. We then watch the market and follow the trends closely, so that we can help you focus your 401(k) holdings on the best funds available (and avoid the weak ones!) and also determine how much stock market exposure you should have based on current market conditions. Through our management portal, you can allow us to trade for you in your 401(k) plan. Or, if you rather, we can email specific actionable advice to you for you to trade.

401(k) Freedom

401(k) Freedom is a little known legal technique that married couples can use to access their 401(k) plans from their employers. This is often referred to as an I.S.A.R. – Alternate In-Service Rollover. This allows a legal rollout from the 401(k) to an IRA plan so you can have full control and nearly unlimited investment options rather than being stuck with limited options and trading ability without any control over your fees. The best part is - you can continue to participate and get eligible matching on your plan! Most ERISA 401k plans allow for this - ask us to check if your plan is eligible.

Just give us a call or email us and we can set up an initial conversation to get you on the right path!